Tool · Work & Income

Paycheck PilotWhat will your paycheck really look like?

Turn an hourly wage or salary into a realistic picture of take-home pay.

The challenge

The number on a job offer is not the number that lands in your account. Deductions, pay schedules and hours all change what you actually take home, and what a purchase really costs in time.

How it works

Method & assumptions

Annual gross = hourly wage × weekly hours × 52, or your annual salary.

Gross per paycheck = annual gross ÷ pay periods (weekly 52, biweekly 26, semimonthly 24, monthly 12).

Estimated deductions = your chosen deduction rate × gross pay, plus any fixed amounts you add. Net pay = gross minus deductions.

This is not an exact tax calculation. Real withholding depends on tax year, location and personal details. Salary hours assume 2,080 hours a year.

Calculation version 1.0.0 · Educational estimate, not financial advice.

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